Accrual Accounting 101
Accrual accounting records financial transactions when they are earned or incurred, regardless of when the cash is received or paid. This method, required by Generally…
Abbreviation TID – Terminal ID Number
Introduction to TID A Terminal ID Number (TID) is a critical identifier in payment processing. It links each transaction to a specific terminal, ensuring smooth…
Card-Present (CP) Transaction
What is a Card-Present Transaction? A card-present (CP) transaction takes place when a customer physically provides their payment card at a terminal. These transactions typically…
Unauthorized Transaction On Credit Card
Credit card fraud has become a major concern for consumers and businesses. In 2023, card-not-present (CNP) fraud alone resulted in over $9.49 billion in losses….
Suspected Fraud Decline Reason
Introduction: Transactions declined due to suspected fraud are a common issue in online payments. These declines happen when financial institutions flag legitimate transactions as fraudulent…
Issuer vs Acquirer
In payment processing, issuers and acquirers are key players ensuring that every transaction is completed. This article explains their roles, differences, and how they work…
E-commerce Fraud Insurance
Ecommerce businesses face increasing threats from fraud, costing them billions annually. As online shopping expands, fraudsters develop new methods to exploit vulnerabilities, making ecommerce fraud…
Stripe Account Under Review
1. Introduction Stripe is a leading online payment processor, handling millions of transactions globally. However, businesses may find their Stripe account under review due to…
How To Protect Against Chargebacks
Chargebacks are a persistent challenge for businesses, especially in e-commerce and retail. The process allows customers to dispute transactions, leading to a forced reversal of…
Ethoca Eliminator
Introduction Chargebacks are a major challenge for merchants, leading to lost revenue, increased costs, and friction with financial institutions. Among the various causes, friendly fraud—when…
VISA BIN and CAID
The world of digital payments relies on Bank Identification Numbers (BIN) and Card Acceptor IDs (CAID) to ensure secure and efficient transaction processes. This article…
Stripe Radar Chargeback Protection
Fraud prevention and chargeback management are critical for businesses accepting online payments. Stripe Radar and Chargeback Protection offer practical solutions to help mitigate these challenges,…