Chargebacks are an essential part of payment processing, designed to protect consumers from unauthorized or fraudulent transactions….
Chargeback ManagementA collection of 401 posts
Chargeback Management is a critical process that helps businesses handle and resolve customer disputes where refunds are requested through banks or credit card providers.
Introduction Preauthorization, or an authorization hold, is a process where merchants check if a customer’s credit or…
An authorization hold is a temporary hold placed on a credit or debit card by a merchant….
Card-not-present (CNP) transactions are crucial for businesses operating online, by phone, or through mail. These transactions allow…
Processor response codes are returned during every transaction, indicating whether a payment is successful or if further…
Visa’s Exception File is a critical tool in preventing fraud in card transactions. It helps merchants identify…
Introduction to Card Recovery Bulletins A Card Recovery Bulletin (CRB) is a list of credit cards reported…
A chargeback ratio is a crucial metric for businesses handling credit card transactions. It indicates the percentage…
Managing chargebacks is a critical aspect of doing business, especially online. A chargeback occurs when a customer…
Authorization codes are fundamental to modern payment processing, verifying the legitimacy of transactions and ensuring smooth operations…
A merchant descriptor is the short text on a customer’s bank or credit card statement that helps…
A billing descriptor is a brief line of text that appears on a customer’s bank or credit…